Vuba aha, WeChat yasohoye kumugaragaro imikorere yo kwishyura imifuka na terminal. Kugeza ubu, umushahara wa Wechat winjiye mu kibuga cy'indege cya Beijing Metro Daxing yo gutangiza "imikindo ihanagura" kuri sitasiyo ya caoqiao, sitasiyo nshya y'umujyi ya Daxing. Hariho kandi amakuru selipay na we ateganya gutangiza imikorere yimikindo.
Kwishura imikindo byashizeho Buzz nyinshi nkimwe mubikoresho byo kwishyura biometric, kuki byabyaye cyane nibiganiro? Bizavuza gusa nka kwishyura? Nigute ubwishyu bwa biometric bugiye kunyura mubunini bunini bwa QR yo kwishyura kuri ubu ifite isoko?
Kwishura biometric, guharanira imiterere
Nyuma yamakuru ya Pull yishyuye ahabigenewe, Ikoranabuhanga rishingiye kuri Technology, Han Wang Technology, Amakuru Yuanfang, Ubwenge bwa Baxxon nibindi bikoresho bifitanye isano byamuteye hejuru. Na none, ubwishyu bwimikindo yasunitse tekinoroji yibinyabuzima ku isonga mu bwenge bwa buri wese.
Muri Nzeri 2014, Alipay Vacklet na Huawei bagabana gahunda ya mbere yo kwishyura igikumwe mu Bushinwa, hanyuma ubwishyu bw'intoki bwigeze kuba tekinoroji yakoreshejwe mu rugo, maze habaye urutoki rwinjira mu murima w'abanyarwandakazi maze bahinduka igice cyingenzi cyubwenge. Kumenyekanisha urutoki ni ugusoma icyitegererezo cyintoki, mugihe ubwishyu bwimikindo + kuri palm vain "uburyo bugoye bwo kwigana no gutondekanya, kandi ntabwo ari uburyo bwo kwishyura.
Indi tekinoroji ya biometric yazamuwe mumwanya wo kwishyura iramenyekana. 2014 "Ikiyoka". WeChat yakurikiranye ikositimu, kandi muri 2017 WeChat yishyura igihugu cya mbere cyigihugu iduka ryimyambarire yimyambarire yaguye i Shenzhen; Hanyuma muri 2019 WeChat yishyura kandi Huajie Amy kugirango atangire isura yo kwishyura "igikeri". 2017 Iphone X yatangijwe 3D Ikoranabuhanga ryo kumenyekana mu rwego rwo kwishyura kandi nanone ryimukiye vuba ingengabitera ......
Mu myaka igera kuri itanu kuva kwinjiza isura mumaso, ibihangange bikomeye byarushanwaga cyane cyane mumasoko yo kwishyura kwishura, ndetse bikajya kure kugirango bafate isoko hamwe nisoko riremereye. ALIPAY yari afite uburyo bwo gushimangira 0.7 Yuman akomeza kugaruka amezi 6 kuri buri mukoresha wa swipe kubacuruzi bakoresha isura nini ya ecran yihanagura ibikoresho.
Kuri iki cyiciro, supermarkets hamwe nububiko bworoshye nuburyo bwo kwishyura bukoreshwa cyane, ariko mubisanzwe abakiriya basanga umubare muto wabantu bakoresha ubwishyu, kandi muri rusange abakiriya badasaba kwishyura, kandi muri rusange abakiriya badasaba kwishyura biruta ibyo wanditseho.
Muri icyo gihe, byatwaye imyaka ine kugeza hagati kugirango abantu bemere kumenyekana kuva ku mafaranga yo kwiyongera, ariko ubwishyu bwohanagura bwaburijwe imbere kubera kumeneka ku nyuguti zerekeye ubuzima bwite, algorithms, impimbano n'izindi mpamvu. Ugereranije numwanya wo kwishyura, kumenyekana muburyo bukoreshwa cyane mugusuzuma indangamuntu.
Duhereye ku buryo bwa tekiniki, kwishura imikindo bizarushaho kugira umutekano kandi byukuri kuruta kwishyura amakuru, no gukoresha uburyo bwo gushushanya amakuru hamwe na tekinoroji ya data, irashobora kwemeza neza abakoresha neza. Kuva kuri B-kuruhande, "imikindo yanditse + palm rolm uburyo bwo kwishyura imikindo burashobora kunoza imirongo yo kwishyurwa no kugabanya ibikorwa byo kwishyurwa no kugabanya igihe cyo kwishyura hamwe nibiciro byumurimo; Kuva ku ruhande, kwishura imikindo birashobora kandi guteza imbere uburambe bwabakoresha, imikorere nyamukuru nkaba nta C-Wishyure, OYA Uhereye kuri CHAP, cyane cyane muburyo bwo kwishyura amashanyarazi no kwishyura bidahwitse.
Kwishura isoko nyaburanga byagaragaye
Hariho ubwoko bubiri bwingenzi bwuburyo bwo kwishyura bwa mobile bukoreshwa nabantu muri iki gihe, kimwe cyo kwishyura kumurongo, nka Taobao, Olipay WeChat Kwishura Inshuti, nibindi .; Ubundi ni ubwishyu binyuze muri terminal ya terefone, nkibisanzwe ni uguhanagura kode ebyiri-zigabanuka.
Mubyukuri, ubwishyu bwa terefone igendanwa bugerwaho cyane cyane binyuze muri NFC, mu 2004, Philips, SONY, SONY, SOMY, SOMY, SONY, SONY, UNKIA, yatangije hamwe ihuriro rya NFC, ryatangiye guteza imbere ishyirwa mu bikorwa ry'ubucuruzi bwa NFC. 2005, hashize imyaka itatu nyuma yo gushinga internafafa ya Ubushinwa gushyiraho ikipe idasanzwe yumushinga, ishinzwe gukurikirana no gukora ubushakashatsi ku iterambere rya NFC; Muri 2006, Ubushinwa Umutegarugori washyize ahagaragara Chip ya Ic Chip muri 2006, Umushinwa Umutegarugori watangije igisubizo cyo kwishyura mobile ashingiye ku ikarita y'imari ic; Muri 2009, Ubushinwa Unicom yashyize ahagaragara kuri terefone igendanwa yihariye hamwe na chip yubatswe na NFC.
Umwanzuro
Icyakora, kubera kuzamuka kwa 3g no kuba porminal ntabwo yakunzwe muri icyo gihe, ubwishyu bwa NFC ntabwo yakuye ku isoko. Muri 2016, Apple yishyura amafaranga ya NFC mu mubare w'amakarita ya banki afite mu masaha 12 y'amasaha 12, yateje imbere cyane iterambere rya NFC. Iterambere kugeza ubu, NFC yaguye mubihe byihariye yishyurwa rya elegitoronike (nka digital RMB ikora kubwishyu), amakarita yumuhanda wumujyi, kugenzura, no kumenyekanisha ibikoresho bya elegitoronike byurusobe) muri utwo turere.
Kwihuta kwa Alipay na WeChat Kwishura muri 2014 byatumye Samsung umushahara wa Samsung, batangizwa na Samsung muri 2016, umushahara wa Mi Pasioi na Huawei hamwe na Huawei ya Huawei wo kwinjira mu isoko ryo kwishyura rya interineti. Muri uwo mwaka, Aliya yatangije gukusanya kode ya QR, akomeza kongera ibyiza byo kwishurahanagura kwishura hamwe no gusangira amagare.
Hamwe nabacuruzi benshi kandi benshi binjira, ubwishyu bwa Swapte burashimangiye buhoro buhoro umwanya wisoko ryo kwishyura. Nk'uko amakuru abitangaza ngo QR Ubwishyu bwa Code akomeje uburyo bwo kwishyura bwa mbere bwo kwishyura mobile muri 2022, hamwe numugabane wacyo ugera kuri 95.8%. Muri Q4 2022 yonyine, igipimo cyo gucuruza kuri interineti ya Offline Igishinwa cyari RMB 12.58 tiriyari 12.58.
QR Ubwishyu bwa Kode burarangiye nukoresha yerekana QR code, ukurikije ikoranabuhanga ryibishusho. Nkuko porogaramu ikwirakwira, ibyifuzo byisoko nabyo bitangira kwiyongera, hamwe nibicuruzwa bifitanye isano nkibitabo byamafaranga, imashini zubwenge, ninzitizi zatangijwe kurindi. Hamwe nubunini bunini bwo kwishyura kode ya Swapep, igipimo cyo gukoresha kode yakoreshejwe nacyo, kandi ubwoko bwabo bwamafaranga, Ikirangantego cya Speep, Ikirangantego cya Smarne
Igihe cya nyuma: Gicurasi-24-2023